Get Instant Quote Button Choose a plan below:

Individual & Family Health Plans

Dental Plans

Medicare Supplement

 Group Employee Health Plans

 Life Insurance

 Travel Insurance

Enter Your Zip Code

Health insurance enrollment still available through California’s exchange

Posted on: December 27, 2013 By: Kevin Tavakoli

The Affordable Care Act is making it possible for people to sign up for health insurance plans that fit within their budget. The first deadline in California to sign up for a health plan was December 23, 2013. Those who have signed up prior to the deadline will have insurance coverage beginning January 1, 2014. According to California’s health insurance exchange, more than 400,000 people have signed up prior to the deadline and are set for health coverage to start at the New Year.

Though open enrollment for health insurance through the California exchange will remain available through March 31, 2014, those wishing to find an affordable health insurance plan are encouraged to sign up as soon as possible. If you sign up through Covered California prior to the 15th of a month, your coverage will begin the 1st of the following month. If you sign up later than the 15th, coverage will begin one month later.

It is not too late to sign up for health insurance through Covered California. The earlier you sign up, the sooner your health care plan will go into effect. Plus, you can avoid costly penalties by missing the final deadline for open enrollment.

For more information about the California Exchange and your insurance options in the Los Angeles area contact Save-On Health Insurance Services, Inc.

Staying Healthy During the Holidays: 10 Easy Tips

Posted on: December 16, 2013 By: Kevin Tavakoli

Our lives tend to become very busy around the holidays. Even though we enjoy getting ready for the festivities, we sometimes forget to take care of ourselves.

Get plenty of sleep
Sleep the hours that are normal for you.

Drink normal amounts of fluids
Stay hydrated so that your body stays refreshed and working properly.
 
Protect yourself against illnesses
Remember to get the flu shot and wash your hands often.   

Germs in public places
While using public transportation, wipe the seats and handles with sanitizing wipes to prevent coming in contact with germs.

Eat at normal times for you
Continue to eat meals at your normal time.

Watch out for those sweets
Limiting sweets will make you healthier.

Walk around
If you are sedative in places such as planes, after it is clear to get up, walk around.

Stress
The holidays can be very stressful. Take breaks and relax.

Budget
Plan your holiday budget and stick with it.

Pamper yourself
Do something that makes you feel good.

Staying healthy and enjoying the holidays is important to us. We at Save-On Health Insurance Services, Inc. of Los Angeles, California are interested in how you stayed healthy this year. Please let us know.

 

Take Control and End Your Post-Holiday Blues

Posted on: December 13, 2013 By: Kevin Tavakoli

Wonderful get-to-gathers and gift-giving for our special ones excite us as the holidays approach. Delicious meals sprawled over decorated and festive tables engulf our senses into pleasant remembrances. Last year’s post-holiday blues have faded away. This year, plan and budget how much you are going to spend on expenses to control your financial fate.  

Make a list of all your expenses
Write down the cost for that special meal, gifts and decorations. If your expenses are more than your budget, do not change your budget. Change your plans so that they will fit what money you have to spend.

Open house instead of gift giving
Instead of purchasing individual gifts for coworkers and friends, plan an open house. Have food that fits into your budget and enjoy.

Track your spending
Everyday, write down what you have spent. You will know how much more you can spend.

Always use cash
Take cash with you as well as a list of what you are buying. This will help prioritize what you need to buy and help stop impulse buying.

At Save-On Health Insurance Services, Inc., Los Angeles, California, holiday financial post-blues are very concerning. We would like to help in anyway possible.

3 Tips For Saving Money On Medicine

Posted on: December 11, 2013 By: Kevin Tavakoli

Even if you have good health insurance, the cost of your monthly prescriptions can often be prohibitive.  If paying for the drugs that keep you healthy has you feeling a little sick, try lowering your health-care costs with these three tips:

  1. Change your lifestyle instead.  Many chronic health problems can be controlled better by lifestyle changes than by drugs. Many people who are taking medication for adult onset diabetes, for example, can cut down on their dosage simply by losing weight and exercising.
  2. Go generic.  If your doctor prescribes a new medication, ask him if you can try the generic or the least expensive medication in that class.  If the less-expensive medicine doesn’t work for you, then you can try another, more-expensive type, but at least you have a solid reason for spending more.
  3. Avoid free samples.  The free samples from the doctor’s office are for the newest and most expensive drugs.  Studies have shown that once a patient is introduced to a high-cost medication, he or she will tend to stick with it without trying a less-costly alternative first.

 For more tips on affordable ways to stay healthy in the Los Angeles, California area, contact Save-On Health Insurance Services, Inc.

Here’s Why You Should Buy Health Insurance

Posted on: December 9, 2013 By: Kevin Tavakoli

A lot of grumbling has been coming from the populace about "being forced" to buy health insurance. The idea of a law that requires people to do something that is a cost is not appealing to many. However, there’s good reasons why to have coverage, even if it doesn’t seem so on the surface.

Having health insurance could be considered a form of preventative maintenance. Someone who knows they are covered when they are sick are far more likely to take care of the problem sooner, when it is easily fixed, than later, when the problem is more costly to treat. The healthier the population, the lower health care costs stay for everyone.

Even though the costs seem high now, the potential for the rates to go lower in the future is there. More insured individuals and families spreads the risk of a claim farther, thus lowering the overall cost. It works like this: insurance companies pool their customers into groups. Someone in a smaller pool of like individuals is going to pay more money than someone who is in a larger pool. The more people in the same pool, the lower the cost, and the Health Care Act brings in more people to create a larger pool. Eventually, everyone gets lower premiums.

Are you looking for a health insurance policy and live in the Los Angeles, California area? Contact Save-On Health Insurance Services, Inc. today to talk to an agent about your options!

Three Great Holiday Events in Los Angeles

Posted on: December 6, 2013 By: Kevin Tavakoli

The holidays are a magical time of the year. In a city like Los Angeles there are so many events to choose from it can be a challenge. Listed below are three wonderful holiday events for you and the whole family to enjoy this holiday season.

The Grove

You can visit The Grove every evening until Christmas day. Enjoy live entertainment every evening, visit Santa’s cottage and have your picture taken, do some shopping, grab a bite to eat, admire the 100-foot Christmas tree that is decorated with over 15,000 lights and 10,000 decorations! If it is a snowfall you are looking for be sure to be at The Grove between 7 pm and 8 pm.

Beverly Center – The Ice Palace

A free adventure for the whole family enjoy interactive activities for the whole family, be swept away by the giant snow globes, light show, you can have your picture taken sitting in the ice throne and play snow fall. Santa arrives each evening for pictures and special gifts!

Third and Fairfax – Farmer’s Market

Open every day until Christmas enjoy Christmas music, live entertainment, food, shopping, beautiful decorations, and a visit with Santa.

Christmas is such a wonderful time of the year be sure to make lots of special memories that you can look back on.

For more information about holiday events in Los Angeles, please contact Save-On Health Insurance Services, Inc.,

 

Premium Assistance Helps Reduce the Cost of Health Insurance Bought in an Exchange

Posted on: November 20, 2013 By: Kevin Tavakoli

The health care exchanges have opened, and consumers are now able to pick and choose a plan that fits their needs exactly. But what if a policy is too costly, and the benefits are needed? Fortunately, there is what is known as premium assistance available that reduces the cost to a more affordable level. 

In order to be eligible for the premium assistance, the policy has to be purchased through an exchange. Policies purchased through other avenues are not eligible. The amount of the premium assistance provided depends on the total income for the individual or family who is applying. The guidelines for the assistance require that the total annual income be between 100 percent and 400 percent of the federal poverty line. That’s anywhere from $23,000 to $94,000 for a family of four. An online calculator is available through the exchange to help determine the amount of the premium assistance that will be available.

The premium assistance is immediate. That is, there is no waiting for a refund or for a check to arrive in the mail. It is applied automatically to the premium every month and will not change unless there’s a change in income.

Are you resident of Los Angeles or any city in California and interested in an insurance policy? Contact Save-On Health Insurance Services, Inc. today for more information!

Why the Latest Fad Diet Probably Won’t Work

Posted on: November 18, 2013 By: Kevin Tavakoli

With the growing obesity problem constantly in the news, it seems as if a new and popular diet springs up every few months. Celebrities hop on the bandwagon, touting great weight losses in a short amount of time. What they don’t show is how most of them put the weight right back on after they quit the diet. This can end up costing you in the long run, from higher insurance rates to bigger doctor bills.

Most fad diets are based on cutting out a particular food group, or restricting your diet to only a few certain foods. Nutritionists say this can be dangerous in the long term, because you’re missing out on important nutrients. Our bodies need protein, which is missing in juice diets and cleanses, and the fats and carbohydrates that many of the one-ingredient (cabbage soup, potato, pineapple) diets omit. No one can stay on these diets for long without feeling sick, and when they go back to their old eating patterns, the weight comes back on.

For more health tips or more information on health insurance, contact Save-On Insurance Services in Los Angeles, California.

Useful Items For Your Glove Compartment

Posted on: November 15, 2013 By: Kevin Tavakoli

Every driver should have an emergency kit in the trunk that includes a first aid kit and other items useful if you break down on the road. Sometimes, however, there are times when you need an item and you can’t or don’t want to get out of the car. This is why you should keep a small group of important items in your glove box.

  • A window breaking tool can save your life if you get swept away in a flood or otherwise find your car underwater. If your electric windows short out, this can be the only way to get out.
  • A cell phone charger and GPS unit that plug into the car. Both can save you if you’re lost.
  • A squeeze flashlight that doesn’t need batteries.
  • A pair of gloves, both for cold days and to protect your hands if you have to break a window.
  • A small collapsible umbrella.
  • A small first aid kit.

For more information on car safety or auto insurance, contact Save-On Insurance Services in Los Angeles, California.

5 Tips to Improve Your Family’s Time Management

Posted on: November 8, 2013 By: Kevin Tavakoli

People are busier today than ever and time management is key to keeping your family life organized. Follow these simple tips to make managing your home less stressful.

5 Time Management Tips

  1. Have a place for everything. Put a basket by the front doorway for keys, outgoing mail, loose change, and other items that need to be retrieved quickly.
  2. Pre-plan meals. Find quick, easy, and delicious recipes that can be made ahead of time. One great way to save time cooking is to prepare crockpot recipes that can slow cook throughout the day and ready when you get home.
  3. Prepare outfits in advance. Make sure all of your clothes and your kids clothes are washed, ironed, and organized for the week. Waste no more time searching for what to wear in the morning.
  4. Clean as you go. Do not wait until the weekend to clean the house, clean as you go. When you take something out, make sure you put it back when you finish.
  5. Make a to-do-list. One of the best ways to increase time management is to make a to-do-list for the next day. The list should also include a time for most activities.

For more information about family management and health insurance in the Los Angeles area contact Save-On Insurance Services.              

« Previous Page
Next Page »