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What You Need to Know about Dental Coverage

Health insurance generally covers all medical aspects with the exception of your dental health. Dental treatments can be very costly, and it’s not uncommon for a single visit to the dentist to cost upwards of a thousand dollars or more. A simple root canal averages $300, while a crown can cost as much as $1,500 or more. To reduce the cost of these essential services, many people search for dental coverage.

Dental coverage plans can differ from insurance company to insurance company. With standard health insurance, you pay a deductible and a small portion of the bill. With dental coverage, you receive a certain amount of coverage and then you’re responsible for the remaining balance of the bill. Once you’ve reach the maximum amount for dental services, you are forced to wait until the next year to receive discounted services or you must pay the entire bill out of your own pocket.

The cost of dental coverage differs from plan to plan. In some cases, your employer may offer dental coverage for you and your family. If you are forced to pay for your own coverage, dental coverage can cost between $12 and $50 per month, per person.

For more information about health insurance in California, please contact Save-On Health Insurance Services, located in Los Angeles.