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Top factors to consider when selecting health plans

As new laws get passed our choices and availability of health plans change too. Under the new Affordable Care Reform Act, residents are able to select from new and different plans through Covered California.

There are many things to consider when shopping for a health plan. Compare health plans based on what is important to you. Here are some of the top factors to consider when shopping for a health plan.

  • Budget. Determine how much per month you can afford to spend on coverage.
  • Benefits offered. Determine if the amount of coverage is enough for all of your medical needs, including medications, dental, pregnancy, vision and any other specific disease or condition you have.
  • Doctor visits. Determine if you visit the doctor a lot or need regular prescriptions. If so, opt for a higher amount of coverage with low co-pays at the doctor’s office.
  • Annual income. Determine if your annual income will be enough after expenses to cover any out-of-pocket costs and deductibles.
  • Networks. If you already have a doctor, check to see which plans he accepts and if he is considered an in-network physician.

Take the time to review the different plans available and speak with a certified Covered California agent about the best options for you.

For more information about your health insurance services available in the Los Angeles, California area contact Save-On Health Insurance Services, Inc. today.