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Do I Have to Give My Employees Health Insurance?

Posted on: March 3, 2014 By: Kevin Tavakoli

There is a lot of confusion and some misinformation surrounding how the Patient Protection and Affordable Care Act, commonly known as "Obamacare", affects the requirements of business owners to give health coverage to their employees. While there are many regulations governing which businesses need to provide health care insurance to their workers, these regulations are in flux, with changes being made regularly.

There are some parts of the act that have not changed:

  • No employer must offer coverage to employees. The act only requires some employers who choose not to provide insurance to pay a fine.

  • Employers with less than 50 employees are not required to provide coverage, nor are these employers required to pay the fine under the act’s Shared Employer Responsibility part of the law.

  • The Shared Employer Responsibility section of the law does not currently go into effect until Jan. 1, 2015.

A detailed FAQ is available from the government’s IRS website which provides more detailed information about which employers are effected by the new law, and what the penalties are for violating it.

For more information on providing your California employees with health insurance, please contact Save-On Health Insurance Services in Los Angeles.

Why the Latest Fad Diet Probably Won’t Work

Posted on: November 18, 2013 By: Kevin Tavakoli

With the growing obesity problem constantly in the news, it seems as if a new and popular diet springs up every few months. Celebrities hop on the bandwagon, touting great weight losses in a short amount of time. What they don’t show is how most of them put the weight right back on after they quit the diet. This can end up costing you in the long run, from higher insurance rates to bigger doctor bills.

Most fad diets are based on cutting out a particular food group, or restricting your diet to only a few certain foods. Nutritionists say this can be dangerous in the long term, because you’re missing out on important nutrients. Our bodies need protein, which is missing in juice diets and cleanses, and the fats and carbohydrates that many of the one-ingredient (cabbage soup, potato, pineapple) diets omit. No one can stay on these diets for long without feeling sick, and when they go back to their old eating patterns, the weight comes back on.

For more health tips or more information on health insurance, contact Save-On Insurance Services in Los Angeles, California.